A loft conversion turns unused roof space into a habitable room such as a bedroom, bathroom or office, with a proper staircase, insulation, fire protection and natural light from rooflights or a dormer.
We arrange a loft conversion for homeowners in Kelso and the wider Scottish Borders. The job is planned, priced and managed by us and carried out by tradespeople engaged under our contract, so there is one agreement and one contact. On a typical home the work takes 6–10 weeks on site, and guide pricing in Scotland is £29,000–£62,000, VAT included.
- Guide price
- £29,000–£62,000 inc VAT
- Time on site
- 6–10 weeks on site
- Postcodes
- TD5
- Planning rules
- Scotland
- Local area
- The Scottish Borders
- Survey
- Free, with a written quote
How much does a loft conversion cost in Kelso?
Prices for a loft conversion vary from house to house, but in Kelso most projects fall within £29,000–£62,000 including VAT. That reflects costs in Scotland, about 4% below the national guide. Treat the table as a budgeting aid; the written figure follows a survey we carry out for free.
| Type of job | What it usually involves | Guide in Kelso |
|---|---|---|
| Rooflight conversion | Rooflights in the existing slope, a new floor, staircase and insulation, where head height already works. | £19,000–£33,500 |
| Dormer conversion | A rear dormer adding headroom and floor space, often with a bedroom and shower room. | £30,500–£58,000 |
| Hip-to-gable or mansard | Larger structural changes to the roof for the maximum usable space. | £48,000–£82,000 |
The main things that change the figure:
- Conversion type: rooflight, dormer, hip-to-gable or mansard
- Floor area, existing head height and roof structure
- Steelwork and any strengthening of walls below
- Staircase layout, fire doors and the level of finishes
What does the job include in Kelso?
- Structural calculations and steel beams where needed
- New floor joists strong enough for a habitable room
- Insulation to walls, roof slope and floor
- Fire doors, mains-linked smoke alarms and a protected escape route
- Electrics, heating and plumbing by qualified trades, with certificates
- Plastering, internal doors and building control sign-off
Homes in Scottish Borders
Mill towns such as Hawick, Galashiels and Selkirk have stone terraces and tenements from the textile industry, Melrose and Kelso have older sandstone centres, and farmhouses and cottages across the Borders are built of whinstone or sandstone under slate roofs. Post-war and newer estates surround the larger towns.
Cold winters with frost and snow on higher ground, and the Tweed and Teviot can flood low-lying properties.
For a loft conversion in Kelso, this means checking things like wall construction, roof structure and existing services before we put a figure on paper.
Planning and building rules in Kelso
Which rules apply depends on where you live. For Kelso, the answer is Scotland, and the points below reflect that; we verify them with the council before quoting.
In Scotland, dormers are only permitted development in limited cases (for example, at least 10 m from the boundary the dormer faces, and not in conservation areas), so many loft conversions with dormers need planning permission. Rooflight-only conversions are often simpler.
A building warrant is required for a loft conversion in Scotland, covering structure, stairs, insulation and fire safety. There is no Party Wall Act.
Rules change and every property is different, so we check the planning history and constraints for your address before we quote.
From survey to handover
Survey and measure
We arrange a free site survey on a date convenient to you. We measure up, look at the existing structure and access, and discuss your plans for a loft conversion so the price reflects your home.
Quote in writing
The quote arrives in writing, not over the phone. It covers the full scope, the finishes you've chosen, any exclusions and the payment schedule, with a fixed price tied to that specification.
Booking the work
Next comes planning the work itself. We set a start date that suits you, line up the right trades, and make sure any approvals for a loft conversion are in place before the first day on site.
Build and hand over
The work is carried out to the agreed specification, with floors and furniture protected and the site kept tidy. At the end we clean up, walk through the finished job with you and hand over any certificates.
How we work
Frequently asked questions
Do I need planning permission in Kelso?
It depends on the work, the size of the project, your property type and whether the building is listed or in a conservation area. Kelso is in Scotland, so Scotland's rules apply. Many smaller jobs need no planning application, but some still need building control approval. We check what applies to your address before quoting.
Can you combine a loft conversion with other work?
Yes. Because we manage several trades under one contract, we can plan a loft conversion alongside other work on your Kelso home, such as new windows with rendering, or a kitchen refit with an extension. Combining jobs can reduce repeat set-up such as scaffolding, skips and access, and every element is listed and priced in the same written quote.
Do I need planning permission for a loft conversion?
Whether a loft conversion needs planning permission depends on its size and design, your home's location, whether it is listed or in a conservation area, and which UK nation you live in. In England, many conversions fall under permitted development if the added volume is within 40m³ for terraced houses or 50m³ for other houses and nothing extends beyond the front roof slope. We check what applies before quoting.
Does the Party Wall Act apply to a loft conversion?
The Party Wall etc. Act 1996 applies in England and Wales only, and loft conversions on terraced and semi-detached houses often fall within it, because steel beams are usually set into the shared wall. You must serve notice on the neighbour before work starts, and they can agree or appoint a surveyor. Scotland and Northern Ireland have no equivalent Act. We tell you during the survey whether notices are likely.
Can we stay at home during a loft conversion?
Most people stay at home during a loft conversion, because much of the work happens from scaffolding outside and the roof is opened up from above. The most disruptive point is near the end, when we break through the ceiling to fit the new staircase, which usually takes a few days. We put up dust screens on the landing and plan noisy work for reasonable hours.
Nearby towns
We welcome enquiries from all TD5 postcodes in Kelso, plus Galashiels, Hawick and Peebles. Each one gets the same survey at no charge and a written price fixed for the work described.