A whole-house renovation is a planned refurbishment of an entire home, typically combining rewiring, heating, plastering, new kitchen and bathroom, flooring and decoration, and sometimes layout changes, carried out in a logical order under one project.
Cost is usually the first question about a whole-house renovation, so here is the guide for Scotland: £43,000–£115,000 including VAT. We cover the whole of Moray, with Elgin, Forres, Buckie and Lossiemouth among the main centres. Because each UK nation sets its own rules, we check the requirements in Scotland for your property, then put a firm price on paper following a free survey.
- Guide price
- £43,000–£115,000 inc VAT
- Time on site
- 8–24 weeks on site, depending on scope
- Planning rules
- Scotland
- Price level
- About 4% below the national guide
- Towns listed
- 4
- Survey
- Free, with a written quote
Whole-house renovations prices in Moray
Every figure below is a guide for a whole-house renovation in Moray, inclusive of VAT. Regional pricing for Scotland works out about 4% below the national guide, and the overall span is £43,000–£115,000. The survey costs you nothing, and after it we commit to a firm price for your specification in writing.
| Type of job | What it usually involves | Guide in Moray |
|---|---|---|
| Light refurbishment | Decoration, flooring, minor repairs and perhaps one new kitchen or bathroom. | £14,500–£43,000 |
| Full refurbishment | Rewire, heating, plastering, new kitchen and bathroom, flooring and decoration throughout a 3-bed house. | £43,000–£115,000 |
| Renovation with structural changes | A full refurbishment plus wall removal, layout changes or extra bathrooms. | £96,000–£173,000 |
The main things that change the figure:
- Size of the house and number of rooms being renovated
- Whether rewiring, new heating and full replastering are needed
- Kitchen and bathroom specification
- Hidden problems such as damp, rot or outdated drainage
What do you get?
- Room-by-room survey and a planned order of works
- Rewiring and new consumer unit by qualified electricians, with certificates
- Heating and plumbing upgrades by qualified engineers
- Plastering, skimming and repairs to ceilings and walls
- New kitchen and bathroom fitted to your chosen specification
- Flooring, internal doors, skirting and joinery
Housing across Moray
Elgin and Forres have historic sandstone centres, fishing towns such as Buckie and Lossiemouth have stone cottages and terraces, and Speyside villages have grown around their distilleries. Harled cottages, farmhouses and modern estates on the edges of the main towns make up much of the remaining housing.
Stone and harled homes need breathable repairs, repointing and slate roof work. Bungalows commonly suit loft conversions and extensions, and rural properties often add porches, fencing and driveways.
Moray is sunnier and drier than much of Scotland, but winters are cold and the Moray Firth coast is exposed.
Planning and building rules in Moray
For anyone in Moray, the relevant framework is Scotland's. The summary below is general, so we always contact the council about your address before putting a price in writing.
Internal improvements do not need planning permission in Scotland unless the building is listed.
Like-for-like kitchen and bathroom replacements do not normally need a building warrant, but structural changes and some drainage or heating alterations do, and electrical work must meet the building standards.
Rules change and every property is different, so we check the planning history and constraints for your address before we quote.
From survey to handover
Survey and measure
First, someone visits your home in Moray to see the space, take measurements and note anything that could affect the work, such as access or the condition of what is there. There is no charge for this visit.
Price and scope agreed
The quote arrives in writing, not over the phone. It covers the full scope, the finishes you've chosen, any exclusions and the payment schedule, with a fixed price tied to that specification.
Dates and permissions
With the quote agreed, we book the work in and handle preparation: permissions where needed, building control notifications, material orders and access arrangements for your Moray property.
Build and hand over
On site, the agreed plan is followed and any change is put in writing first. At completion we do a final clean, go through the snagging list with you and leave you with the relevant documents.
What you can expect from us
Questions about a whole-house renovation in Moray
Who do I deal with during the job?
One point of contact manages your project from survey to handover. They schedule the trades working under our contract, keep you updated on progress, and are the person to call with any question. You don't need to coordinate builders, electricians or decorators separately, because that is part of what we do.
Do I need planning permission to renovate?
Most internal renovation work does not need planning permission, but it depends on what changes, your home's location, whether it is listed or in a conservation area, and which UK nation you are in. Listed buildings usually need consent for internal and external changes. Altering windows, adding dormers or changing the outside appearance in a conservation area may also need permission. We check before quoting.
What contingency should I allow?
A contingency is money set aside for problems found once work starts, such as rotten joists, hidden damp or wiring that is worse than expected. For older houses, setting aside at least 10–15% of the build cost is sensible. We look for warning signs during the survey and price known issues upfront. If something unexpected is found, we explain it and price it before carrying on.
Can we live in the house while it is renovated?
Living in a house during a full renovation is possible but hard, especially while rewiring, plastering and the kitchen and bathroom are being done. Many people move out for the noisiest weeks or stay elsewhere for the whole project. If you stay, we can phase the work room by room and keep one bathroom and a basic kitchen working for as long as possible. We discuss this at the survey.
Can I stay at home during the work?
In most cases, yes. Most people can live at home throughout, and we plan the work to keep disruption down by protecting floors, agreeing working hours and keeping access routes clear. Bigger jobs affecting kitchens, bathrooms or heating may mean a short spell with reduced facilities, and we talk this through with you at the survey.
Towns in Moray
Our coverage for a whole-house renovation in Moray includes the towns listed here. Each page explains guide costs, typical timings and the neighbouring places we also serve.

